A judgement would lower my score (I know). What I am asking is if the mortgage broker looks at all the information in the report? If they see ';judgement'; would that automatically result in my application being deniedAre mortgages solely based on credit scores or the actual info in the report?
They will look at everything, score public records, trade lines, payment history etc.
As long as your judgment is paid you will have no problems, if it's not is is going to be a problem since whoever has the judgment can place a lien on any property you may own.
Good luck.Are mortgages solely based on credit scores or the actual info in the report?
No, it would be taken into consideration. Hopefully you paid it.
no not automatically
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