Why do people think the government should help them with their mortgages?

I am curious.


I don't doubt that this problem is impacting our econmy, but if I'm living by a shoestring to keep my house, why is someone else feeling entitled to being helped to keep theirs?


Can't people realize they messed up and do what they must in order to move on and survive -even if that means losing their home?Why do people think the government should help them with their mortgages?
It's a lot harder to blame yourself for bad decisions than to think of yourself as a victim of forces beyond your control.Why do people think the government should help them with their mortgages?
Hi


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Regards


Matt
Because this is the age of ';entitlement';. Everyone thinks they are owed something and not reponsible for their own decisions.
The government is NOT really bailing out the homeowner, since it is the BANK who is losing big time.





The average loss on a foreclosure for the bank is $50,000.





The Federal Reserve (Central Bank) is bailing out their buddies (money center banks)





They would NEVER say this in public.





They would spin it to appear they are bailing out homeowners who made bad decisions.





They are really bailing out the banks who made bad loans.
I agree. I do think one solution the government could offer is a tax free and penalty free withdrawal from your 401k or retirement plan with an option to pay it back. This could help out without being a so called bail out. But you are right most people did this to themselves. They wanted to live above their means.
There are two types of people in this world. There are those that can perform a true self-evaluation and those that can't.





The ones that can perform a self-evaluation realize when they have done something wrong. they will look for ways to help rectify the situation they placed themselves in. They will realize that it was them that caused the problem. After the problem is done they will learn from it and move forward and will most likely not make the same mistake twice.





The people that can't self-evaluate will always look to someone else to have caused their problem. Whatever problem they are having now was caused because of an external influence not by something they did.





These people are the ones who are now looking to get bailed out of the mess they are in because it was the mortgage broker/bank/etc that caused the problem.





They do not realize that they went through the process, they signed the papers and they agreed to the loan. They feel it's not their fault because things weren't explained to them. They do not realize that they got into this situation because they did not go out and learn about what they were signing up for.





This entitlement that many people feel now falls back to the only source they can think of to help them, the government. Since they feel they were ripped off they are looking to the government to help them. The government is too scared of having a bunch of the citizens mad at them so they do what they can. this further perpetuates the entitlement philosophy of the people.