My credit score is not very good, who can advise me on what mortgage I can get? How can I find out my credit score?Where is the best place to get advise on Mortgages?
Find out your credit score at http://www.myfico.com. It costs a small fee, but you'll be sure you are getting the accurate, real scores from the three repositories.
Get information about mortgages at http://www.hud.gov. It's free info. It's unbiased. It's a good starting point.
And if you're credit is really not that good, work in the credit first, then on getting the home loan.Where is the best place to get advise on Mortgages?
Get an independent financial advisor who can look at your circumstances and go to the right companies on your behalf. Dont be tempted by ads on the telly as their costs and rates are horrendous. Look up advisors in yellow pages. Good luck.
One of the best things you can do is talk to several loan officers. Only have your credit pulled once and get a copy of it from the lender. Some will give you a copy if you pay for it, some prefer not to as they are in it just to close the deal. But get ALL your options not just one line of BS from one company. Get yourself educated before making any decisions or you will be another person on this site complaining how their mortgage company screwed them over.
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